Living in Istanbul as an Expat or Digital Nomad

Istanbul is becoming an increasingly popular destination for expats and digital nomads. The city offers a good quality of life, excellent health care, great food, an easy residency process, lots of history and culture, and a relatively low cost of living. There are some drawbacks to consider. There can be a language barrier and the city is pretty crowded.

This guide outlines everything you need to know about living in Istanbul as an expat or digital nomad. We’ll cover the cost of living, visas, the best neighborhoods, finding an apartment, safety, healthcare, and more. I’ll also list some pros and cons of living in Istanbul.

Istanbul is one of my favorite digital nomad destinations. It’s really conveniently located between Europe and Asia and the food is world-class. In this guide, I’ll share my experience. Hopefully, this guide makes your move a little bit smoother.

Table of Contents

• Cost of living
• Visas
• The best neighborhoods in Istanbul
• Finding an apartment
• Transportation around the city
• Cafes and co-working spaces
• The language barrier
• Working in Istanbul
• Pros and cons of living in Istanbul
• Groceries and Restaurants
• Healthcare and insurance
• Money and banking
• Education
• Is Istanbul safe?
• Getting to Istanbul
• Things to do

Quick Facts About Istanbul

• Population- 15.5 million
• Language- Turkish
• Climate- Temperate
• Geography- The city straddles the Bosphorus Straight, between Europe and Asia
• Currency- The Turkish Lira (TL). Currently 1 USD=26 lira
• Time zone- GMT+3
• Drives on the right side of the road
• Electricity- 220V 50 Hz.
• International Dialing Code- +90
• Main Religion- Islam
• Monthly cost of living for an expat or digital nomad- $1200-$2000 per month

A Bit of Info About Istanbul

Istanbul is located on the Bosphorus Strait between Europe and Asia. The city has a unique blend of Eastern and Western cultures. It has over 2,000 years of history. Istanbul was once the capital city of the Roman, Byzantine, and Ottoman Empires. Today, Istanbul is Turkey’s largest city.

Istanbul is an excellent destination for expats and digital nomads from all over the world. It’s conveniently located between Europe, the Middle East, Africa, and most of Asia. It is a major hub city for air travel. There is loads to see and do. Some famous landmarks include the Hagia Sophia, Topkapi Palace, the Blue Mosque, and the Grand Bazaar. Turkey also has some great food. The weather is also pretty mild year-round. It’s not the cheapest expat destination but it does offer a good value. Turkey is a fairly conservative country. The majority of the population is Muslim.

Cost of Living in Istanbul

(In this guide, I will list prices in US dollars because the Turkish Lira is currently experiencing high inflation.)

On average, an individual can expect to spend around $1500-$2000 per month to live in Istanbul. A couple sharing expenses should expect to spend between $1,800 and $2500 per month living in Istanbul.

This budget includes all living expenses including rent, utilities, transportation, food, entertainment, health insurance, etc. On this budget, you’ll live a comfortable middle-class lifestyle. You could rent an apartment in a decent neighborhood, eat out a few times per week, and go out on the weekends. To stick to this budget, you would need to cook most of your own meals and use public transportation most of the time.

If you’re on a tight budget, it’s possible to live in Istanbul for around $1000-$1200 per month. You could survive on as little as $800 if you had to. Millions of locals do it. To stick to this budget, you would have to have roommates, only use public transport, and cook all of your own meals.

If you’re looking for a more luxurious lifestyle or if you’re moving with a family, expect to spend $3,000-$5,000 per month. On this budget, you could rent a luxury apartment or a larger 2-3 bedroom home, eat out daily in nice restaurants, use private transport, and go out frequently.

Before I moved to Istanbul, I was reading about how expensive the city had become. When I arrived, I found it to be surprisingly affordable. I rented a furnished apartment in a good location in Beyoğlu for around $600 per month. On average, I spend around $1400 per month. I’m not being particularly frugal. Personally, I think Istanbul is one of the best value digital nomad destinations. The quality of life you get for your money is very high.

Rent in Istanbul

On average, expect to pay $400-$700 per month for a studio or one-bedroom apartment in a decent neighborhood in Istanbul, such as Kadıköy on the Asian side or Şişli on the European side. Rent prices are around 20-30% lower on the Asian side than the European side. Most apartments come with hot water, heating, a stove, and maybe air conditioning. Some come with basic furnishings. If you live in an expensive city, moving to Istanbul is a great way to save money on rent.

If you’re on a tighter budget, you can find rents as low as $250-$300 per month in areas like Esenyurt or Pendik. These areas are further from central Istanbul. You will also have to furnish the apartment yourself.

If you want to live in a luxury apartment or if you need a larger 2-4 bedroom home, expect to spend $1500-$3000 per month on rent. For this price, you can live in a high-end area such as Bebek, Nişantaşı, or Etiler on the European side. These properties will come with high-end amenities such as a gym and pool as well as beautiful views of the Bosphorus. They will also be located near upscale shopping and dining.

If you’re only planning on staying in Istanbul for 1-3 months, consider renting a furnished apartment on Airbnb. This is a great option for short stays. You can rent a studio or one-bedroom apartment for around $600-$800 per month. This is what I did when I first arrived in Istanbul.

If you’re considering a permanent move, buying property is also an option. Foreigners are allowed to buy real estate in Turkey. It’s possible to buy a decent apartment in Istanbul for $150,000-$200,000.

Utilities

For a small apartment, expect to spend $50-$100 per month on utilities. This includes electricity, water, and gas. Electricity costs vary quite a bit based on usage. An average monthly bill for a small apartment will be $20-$30. Water will cost around $10 per month. Gas, used for cooking and sometimes heating averages around $20 per month.

Heating and air conditioning can add a significant amount to your utility bills. Istanbul can get pretty cold in the winter and hot in the summer. A small apartment might cost $100-$150 per month to heat during the coldest winter months. It will cost around the same during the summer if you use a lot of air conditioning.

Home internet might cost $30-$40 per month. A basic cell phone plan might cost $20-$30 per month.

Food Cost in Istanbul

An individual should expect to spend $200-$400 per month on food while living in Istanbul. This includes groceries, an occasional meal out, and some street food. Your exact food cost will depend on the types of food you eat and how often you like to eat out. If you like to eat out daily, you may have to budget $500 or more for food. If you cook all of your own meals and you eat cheap foods, you could eat for $150 per month.

Groceries in Istanbul are pretty affordable. Expect to spend around $150 to $200 per month on groceries. For a couple, expect to spend around $300-$400 per month. Staple items like bread costs around $1. A dozen eggs cost around $2. A liter of milk costs approximately $1. Rice costs around $1 for a kilo bag. A kilo of ground beef costs around $6.50. A kilo of chicken thighs costs around $4. A bunch of bananas costs around $2. You buy a bag of tomatoes, potatoes, carrots, or cucumbers for less than $1. For the best prices, shop at BIM, SOK, and Mopas. Carrefour and Migras tend to be a little more expensive, in my experience.

Restaurants are pretty affordable. A meal at a kebab shop costs around $4-$8. Istanbul also has some great street food. You can get a nice snack for $2-$30. At a mid-range restaurant, expect to pay between $10-$20 per person. Restaurants can be surprisingly affordable. I went out to eat with a friend. We both ordered fish, salad, and soup. The bill came to only $26. I was shocked at how cheap it was.

Transportation Cost in Istanbul

If you walk, use public transportation, and take the occasional taxi or Uber, you might spend $40-$60 per month on transportation. Exactly how much you’ll spend depends on where you live, how often you have to commute, and your personal preferences.

A single ticket on Istanbul’s public transport, including the metro, tram, buses, and ferries, costs about $0.60. In Istanbul, the public transport systems are all integrated. They all use the same card called the Istanbulkart. The card costs around $1.50. You can reload it with cash at kiosks near transport stations.

Taxis and rideshares are also pretty affordable in Istanbul. A short taxi ride may cost between $5-$8. Longer trips across the city may cost $10-$20.

You don’t always have to spend money to get around. Istanbul is a walkable city. Pretty much every neighborhood has shops, cafes, and restaurants that you can walk to.

Most expats choose not to own a vehicle. Cars are pretty expensive because import taxes are high. Istanbul also has great public transport so owning a car isn’t really necessary. It is an option if you choose.

Entertainment Cost in Istanbul

A good budget for entertainment is anywhere from $100-$200 per month. There are lots of cheap or free things to do. Entertainment can get pretty expensive if you like to go out drinking often.

The average cost of a local beer is $3-$5. A cocktail costs $6-$12, depending on the type of bar you go to. Entrance to the Hagia Sophia and the Blue Mosque is free. Entrance to the Topkapi Palace costs around $20. Istanbul also offers a “Museum Pass” that costs $70. This gives you access to around 10 museums and historic sites.

If you’re on a tight budget, there are plenty of free things to do in Istanbul. You can take a walk along the waterfront. There are many city parks that you can visit for free. For more ideas, check out my list of 30 free things to do while traveling.

Visas for Turkey

It’s pretty easy to stay in Turkey long term. Turkey offers several visa options that allow foreigners to legally live in the country.

Most digital nomads enter Turkey on a tourist visa. Many nationalities can enter Turkey without a visa for up to 90 days in a 180 day period. Currently, travelers from the U.S. and Canada do not need a visa to go to Turkey. Some nationalities need to arrange a visa in advance. Turkey offers an e-visa that is easy to obtain online. The e-visa is valid for 180 days and allows for a maximum stay of 90 days. The e-visa costs around $50 but the price can vary depending on your nationality. You can apply for the e-visa here.

If you want to stay in Istanbul longer than 3 months, you’ll need to apply for a residency permit. The most common type of residency permit for expats and digital nomads is the short-term residence permit. Currently, Turkey does not offer a digital nomad visa.

Interestingly, Turkey offers short-term residency for the purpose of tourism. You can also apply for residency for work, study, purchasing real estate, opening a business, medical treatment, or marriage to a Turkish citizen.

It’s possible to start the application process online through the website of the Directorate General of Migration Management, but it must be completed in person in Turkey. You can read more about the short-term residency permit here on Turkey’s government website.

To complete this application, you’ll need your passport, proof of sufficient funds, a local address in Turkey, health insurance, and four biometric photos. You will also have to have your documents translated into Turkish. For a digital nomad, proof of a remote job or income from an online business may also be required.

The short-term residence permit is usually granted for one year but it can be extended. The rules can change so it’s best to check the requirements on the official website or consult a local immigration attorney if you need help. The process for obtaining residency in Turkey is pretty straightforward so usually, an attorney isn’t required.

For more info on info on the residency permit, check out this guide.

The Best Neighborhoods in Istanbul for Foreigners

Istanbul is divided into two main sections, the Asian side and the European side. The city is divided by the Bosphorus. There are great neighborhoods on both sides of the city. A few of the best neighborhoods for expats and digital nomads include:

1. Beyoğlu- This is a lively and touristy neighborhood on the European side. Beyoğlu is home to the famous Istiklal Street. This is a busy pedestrian street that is filled with shops, cafes, restaurants, and bars. This neighborhood is also home to the famous Galata Tower. Public transport is good. I stayed here for most of my time in Istanbul and really enjoyed it. It’s a great location but somewhat expensive.
2. Karaköy- This is an up-and-coming area located near the waterfront. Karaköy is popular for its cafes, art galleries, and modern restaurants. It’s a trendy neighborhood.
3. Kadıköy- This neighborhood on the Asian side of Istanbul is becoming increasingly popular among expats and digital nomads. Kadıköy has busy markets, lots of shops, and some great restaurants. it’s a pretty laid back area.
4. Beşiktaş- This area is home to several consulates and lots of businesses. Beşiktaş has a nice mix of residential and commercial areas. It’s popular among younger people for its nightlife and wide variety of cafes and restaurants.
5. Cihangir- This is a kind of bohemian neighborhood. Cihangir attracts artsy types. The area has colorful street art, antique shops, and lots of cafes that are perfect for working remotely.
6. Moda- Located on the Asian side, Moda is a quiet residential area with several beautiful parks, trendy cafes, and a beautiful seafront boardwalk. It’s perfect for those looking for a quieter lifestyle.
7. Üsküdar- Located on the Asian side, Üsküdar offers a nice traditional atmosphere. There are historical mosques and beautiful views of the Istanbul skyline. The area is really relaxed. It’s a good choice if you want to avoid crowds in the city.
8. Nişantaşı- This is one of Istanbul’s highest-end neighborhoods. Nişantaşı is known for its luxury shopping and high-end homes. You’ll find designer stores, trendy cafes, and fancy restaurants. It’s a good choice for those who want to live a more luxurious lifestyle. This is an expensive area.
9. Sarıyer- This neighborhood is located at the northern end of the European side. Sarıyer is a green and laid-back district by the Bosphorus. It’s great for those who want to live in a quiet area near nature while still being within easy reach of the city.
10. Bebek- This is an upscale neighborhood on the European side. It is known for its beautiful waterfront, boutique shops, and cozy cafes. Bebek is lively and beautiful. It’s one of the more popular neighborhoods for expats.
11. Fatih- Fatih is the heart of old Istanbul. It’s home to many of Istanbul’s major tourist attractions, including the Grand Bazaar, the Blue Mosque, and the Hagia Sophia. If you’re interested in history and Turkish culture, Fatih is a great option. It does get pretty crowded.

Finding an Apartment in Istanbul

The easiest way to find an apartment in Istanbul is online. Websites such as Sahibinden, Zingat, and Hürriyet Emlak are popular places for landlords to list rental properties.

Joining expat and digital nomad groups on Facebook is also a good way to find a place to live. Members sometimes post apartments for rent. Facebook groups are also great places. to look for a roommate. You could also make a post, introduce yourself, and ask for recommendations.

Another option is to walk around your favorite neighborhoods and look for ‘for rent’ signs. Call the number and rent directly from the owner. To do this, you may need a Turkish friend to call for you to help with the language barrier.

Most long-term rentals in Istanbul come unfurnished. You’ll have to buy your own furniture and appliances. You can buy second-hand furnishings pretty cheaply on websites like LetGo and at local bazaars. Furnished apartments are available but they are quite a bit more expensive.

If you’re planning to stay for 2-3 months or less, staying in an Airbnb is a good option. These properties come fully furnished. All utilities are included. You can often negotiate a deal for a long-term stay directly with the host. This is the most convenient option but you will pay a little more.

Rental Agreements in Turkey

Renting an apartment in Turkey is pretty straightforward, but there are a few things to be aware of. To rent an apartment long-term in Turkey, you will usually need a residency permit. This shows the landlord that you are legally allowed to stay in Turkey for the duration of the lease.

When signing a lease, it’s standard to pay the first and last month’s rent upfront, as well as a security deposit. The security deposit is usually equal to one month’s rent. This deposit is returned at the end of your lease as long as the property isn’t damaged. Rental agreements are usually for one year but can be extended. This is all pretty standard.

Before signing a lease, you’ll want to make sure everything is outlined in the rental contract including the cost of rent, the lease period, and the notice period for leaving or renewing the lease. The agreement will probably be in Turkish so you may need a translator to help you out.

Buying Property in Turkey

If you are planning on staying in Istanbul long-term, buying real estate can be a great investment. Foreigners are allowed to buy real estate in Turkey. In recent years, Turkey has made it easier for for foreigners to buy real estate. There are real estate agents that cater to foreigners.

A major advantage of buying property in Turkey is that it makes obtaining a residency permit easier. If you purchase a property that is worth $250,000 or more, you are immediately eligible to apply for a short-term residence permit. This can lead to long-term residency.

The process of purchasing property in Turkey is somewhat complex. The regulations can vary depending on your nationality and the type of property. You will need a real estate attorney.

Transportation: How to Get Around Istanbul

Istanbul is easy to get around. There is an excellent public transport network There are also taxis and rideshare services available. Most neighborhoods are walkable.

Public Transportation in Istanbul

Istanbul’s public transportation network consists of a metro system, trams, buses, and ferries. All of the systems are integrated. You can use the same ticket for all types of public transport. The public transportation system is affordable, easy to use, and efficient. It also covers pretty much the entire city.

The Istanbul Metro has multiple lines. It connects all of the major districts and attractions. It operates from 6 am until midnight. The trains can get crowded but they mostly run on time.

The trams are a great way to get around the historic areas. The T1 tram line is particularly useful for sightseeing because it connects Sultanahmet, the Grand Bazaar, and Galata Bridge.

Istanbul’s bus network is incredibly extensive. There are hundreds of routes that reach every corner of the city. The bus goes places the metro and tram can’t. The buses can be slow due to traffic.

Istanbul also has regular ferry services across the Bosphorus. They connect the Asian and European sides of the city. They also offer some spectacular views.

To use the public transportation system, you’ll need an Istanbulkart. This is a rechargeable card. It is a universal ticket that works on all of the public transport systems. You can get an Istanbulkart from automated machines at any metro station or major transit station. It costs just a couple of dollars. You can top it up at the same machines with cash.

Walking

You don’t always have to pay for transportation. Istanbul is a very walkable city. Most neighborhoods are set up for walking. Sultanahmet, Galata, Taksim, and Kadıköy are all easy to get around on foot. Every neighborhood has cafés, markets, restaurants, and grocery stores. Istanbul is also a beautiful place to walk around. The city is full of pedestrian-friendly areas with wide sidewalks. Istanbul is a hilly city so you will get a workout.

Taxis and Rideshare

Taxis are commonly available throughout the. You can usually flag one down within a few minutes. They are convenient for shorter trips and when public transport isn’t an option, such as late at night. Some drivers will try to overcharge you. To avoid this, always make sure they use the meter. If a driver refuses, find a different taxi.

Rideshare services are also available in Istanbul. The most commonly used app is BiTaksi. This is basically Turkey’s version of Uber and Lyft. The app is available in English. Uber also operates in Istanbul. It’s a bit more expensive than BiTaksi.

Remember that traffic gets heavy in Istanbul. Taxi rides across town can get expensive. It can also take well over an hour to travel across the city.

Cafes and Co-working Spaces

There are lots of cafes and co-working spaces in Istanbul where you can work. A few of the best cafes for working include:

1. Kronotrop- Located in Cihangir, this cafe is known for its specialty coffees. It also offers a small but comfortable workspace.
2. Petra Roasting Co.- Located in Gayrettepe, Petra is a spacious, modern coffee shop with a peaceful atmosphere. It’s perfect for working.
3. Brew Coffeeworks- Located in the historic Fatih district, this cafe offers a comfortable atmosphere and great coffee.

For a more formal workspace, Istanbul also has plenty of co-working spaces. Here are a few of the more popular options:

1. Kolektif House- This place has several locations across Istanbul, including Levent and Şişhane. Kolektif House offers modern and well-equipped workspaces, networking events, and yoga classes.
2. Workinton- Another popular co-working chain, Workinton, has locations all over Istanbul. They offer a quiet and professional environment.
3. Impact Hub- This place has a nice co-working space in the center of Istanbul.

Of course, you can also work from home if you have decent home wifi. That’s what I usually do. I’m not really a fan of working in cafes or co-working spaces but I do occasionally.

Meeting People and Socializing While Living in Istanbul

Meeting other expats and nomads in Istanbul is pretty easy. There is a relatively large expat population. There are several Facebook groups for expats and digital nomads living in Istanbul. Groups like “Expats in Istanbul” or “Istanbul Digital Nomads” are both great options. In these groups, members organize meetups. These are great places to meet like-minded people. You could also chat with other expats online and arrange your own meetups.

When it comes to meeting locals, Turkish people are pretty welcoming. You can meet locals while you’re out and about. Online dating is also popular in Istanbul. It can be a great way to meet locals.

The Language Barrier: Is English Spoken in Istanbul?

You will face a language barrier while living in Istanbul. Most locals speak some English but they are not fluent. English is spoken in touristy areas and among the younger generations. Even though English isn’t widely spoken, getting by without knowing Turkish is pretty easy. Most signs are in English and Turkish. Many restaurant menus are in both languages. You can easily order food, take public transport, and get around without speaking any Turkish.

If you’re planning to stay in Istanbul for longer than a couple of months, learning a few basic Turkish phrases can make everyday life a little smoother and easier. The locals will also appreciate it if you make an effort to learn the local language.

Turkish is considered to be one of the easier languages to learn for English speakers. The sentence structure is different but logically consistent. The language is also mostly phonetic. Words are pronounced as they’re written. If you study and practice with locals, you can an intermediate level of proficiency within a year or so. Becoming fluent would be difficult. Turkish people are generally patient when you make an effort to speak their language.

If you plan to stay in Istanbul long term, there are classes and apps you can use to learn Turkish. You could also join a language exchange program. Many locals are studying English and would be happy to help you learn Turkish in exchange.

Working in Istanbul

Istanbul has a diverse economy. There are job opportunities for foreigners but options are limited. Istanbul’s job market is very competitive. Turkish companies prefer to hire Turkish people.

There are jobs available to foreigners in the tourism sector and in education (especially English teaching). Salaries are low. You may have to take a pay cut if you want to work in Istanbul.

To legally work in Istanbul, you will need a work visa. This requires a job offer from a Turkish employer. The employer must apply for the work permit on behalf of the employee. Many digital nomads and remote workers work in Turkey on a tourist visa or residency permit.

Istanbul businesses usually operate Monday to Friday, from 9 am to 6 pm. The business etiquette can range from formal to informal depending on the company. The language of business is Turkish. English is commonly spoken in international companies and in the younger business community.

Pros of Living in Istanbul

• Istanbul is conveniently located- Istanbul is located between Europe, the Middle East, and Africa. It is a major hub city for many airlines. The city also has two large airports. It’s easy to find flights into and out of Istanbul. Flights to Istanbul are usually pretty affordable as well. This makes it convenient to go home to visit friends and family or to travel to other destinations in the region.
• The weather- Istanbul has great weather. For most of the year, temperatures are mild. Summers are warm and beautiful. It does get chilly during the winter but it rarely snows. The weather is rarely extreme.
• Excellent public transportation- Istanbul has an extensive public transportation network. The system is safe and easy to use. You can get anywhere in the city by public transport.
• The people- Turkish people are generally pretty friendly and welcoming to foreigners. If you get lost, you can ask for directions and people are happy to help. Locals are open to making friends with foreigners.
• The food- Turkish food is fantastic. There is something for everyone. There are excellent meat dishes, like kebab. There are also vegetarian options. Istanbul is also great if you have a sweet tooth. The baklava and Turkish delight are phenomenal. Turkish coffee and tea are also excellent. They are strong and delicious. Turkish cuisine is highly underrated, in my opinion.
• People don’t bother you when you’re out and about- In Istanbul, you can walk around freely without getting bothered. Once in a while, a scammer, salesperson, or beggar might approach you but it’s rare. When you’re out and about, nobody will bug you.
• Istanbul is a beautiful city- While walking around, you’ll catch spectacular views of the Bosphorus, bridges, and historic mosques. There are walking streets packed with people. You’ll see ships cruising around the harbor. It’s a stunning city. Living in a beautiful place is inspiring. One of my favorite things to do is just walk along the waterfront and take in the views.
• There is a large expat and digital nomad community- Istanbul is becoming increasingly popular among expats and digital nomads. There are large Facebook groups that you can join. There are meetup groups. It’s easy to meet like-minded people.
• There are lots of things to do- Istanbul is a massive city with loads of entertainment options. You can view the historic sights such as the Hagia Sophia, Blue Mosque, Topkapi Palace, and Galata Tower. There are tons of cafes where you relax and enjoy a Turkish coffee or tea. You can attend live music performances. You can go to the Turkish baths. There are loads of museums to visit including the Istanbul Archaeology Museum and the Islamic Arts Museum. There are gyms and swimming pools where you can exercise. There are dozens of public parks where you can walk, cycle, or run. You can go for a cruise on the Bosphorus. Taking a stroll in the city is also a great way to pass some time.
• You can get by with only English- You don’t need to speak Turkish to live in Istanbul. You can get by only speaking English. You will face a language barrier but it’s manageable.
• There are some great beaches nearby- From Istanbul, you can easily access both Marmara and Black Sea beaches. It’s possible to get to the beach by bus. You don’t need a car. A few free beaches worth visiting include Büyükada, Heybeliada, Burgazada, and Kınalıada. There are a number of paid private beaches as well.
• Great healthcare- Private healthcare in Istanbul is world-class. It’s also far more affordable than healthcare in Europe or North America. The public healthcare system isn’t quite as good but it is sufficient.
• You won’t stick out- Istanbul is a multicultural city. There are people living and working there from all over the world. It’s also an extremely touristy city. People travel from all over the world to visit. While you’re out and about, you’ll see plenty of Europeans, East Asians, South Asians, Africans, Europeans, North Americans, Middle Easterners, etc. Wherever you’re from, you won’t really stick out.
• Istanbul is a world-class city- Istanbul is a massive city. Everything you could possibly need is available there. It is also a modern city with developed infrastructure.

Cons of Living in Istanbul

• Public transportation isn’t that great in the suburbs- If you choose to live on the outskirts of Istanbul, it will take you quite a bit of time to make your way to the city center. You may have to take a bus then transfer to the metro. It can be a hassle.
• Lots of people smoke- You will inhale a lot of second hand smoke while living in Istanbul. It seems like everyone smokes. When you go to a bar you’ll breathe smoke. When you’re walking through a park, you’ll breathe smoke.
• Traffic is bad- This is a problem with many major cities but traffic in Istanbul can be particularly intense. During rush hour, it can take two hours or more to drive across the city. You have to leave early if you have an appointment that you have to make. You’ll also have to leave early so you can make it to work on time if you commute. Traffic jams can happen at any time. You should also be careful when you’re a pedestrian. Most drivers don’t give way to pedestrians. You’ll have to wait for traffic when you’re walking around. Drivers can be aggressive.
• The people can be nosy- Turkish people may try to get involved in your business. They ask questions that many would be considered rude in other countries. For example, someone may ask about your salary or why you’re not married or why you don’t have any kids. Even if you don’t want to talk about something, they will continue questioning. Like an interrogation. This can get a little bit irritating. This is part of the local culture. People aren’t really being rude. It can feel that way if you’re from a country where these types of questions are taboo.
• Istanbul isn’t the cheapest digital nomad destination- You’ll need to spend around $1400-$1800 per month to live in Istanbul comfortably. If you want to travel while living in Istanbul or if you want to live a more luxurious life, you should budget closer to $2000-$2500 per month. There are cheaper cities in Turkey. Nearby Georgia is also a cheaper digital nomad destination.
• Istanbul can be noisy- Istanbul is one of the biggest cities on earth. There are lots of people making noise. You’ll hear music playing, people talking, car horns, sirens, etc. If you’re used to living in a quiet place, it may take some time to get used to the noise.
• Import taxes are high- Imported items are expensive in Istanbul. Import taxes are almost 100% on many items. Many goods cost twice as much as you would expect due to the high taxes. Cars are extremely expensive. Electronics like phones, laptops, etc. are also extremely expensive. To stick to your budget you’ll often have to use Turkish products, which are much more affordable. It’s a good idea to bring electronics and any other expensive items from your home country so you don’t have to buy them in Turkey.
• Istanbul doesn’t have the fastest internet- For most people, the internet in Istanbul will be fine. It’s fast enough for everyday tasks. If you need a particularly fast internet connection, you will need to purchase the fastest package from your internet service provider. The internet that you find around town may not be fast enough. Wifi is common but not available everywhere. Most cafes and some restaurants offer free wifi.
• It’s hard to find parking- If you plan to drive in Istanbul, you’ll always have to consider where you’re going to park. Particularly if you’re driving to touristy areas. You’ll often have to pay for parking.

For more general info, check out my pros and cons of living as a digital nomad.

Shopping in Istanbul

Istanbul is a great place for shopping. You’ll find high-end luxury stores, modern shopping malls, large bazaars antique shops, thrift shops, electronics stores, and more.

Some of the best shopping malls are Istinye Park, Kanyon, and Zorlu Center. You can find luxury brands as well as popular high-street brands. You can find pretty much anything in Istanbul. All of the major brands are available.

If you’re interested in thrifting, head to districts like Cukurcuma and Kadıköy. There lots of antique shops and second-hand stores where you can find vintage clothing, furniture, books, and records.

Of course, the famous Grand Bazaar is a must-visit shopping destination. The Grand Bazaar is one of the largest and oldest covered markets in the world. It houses over 4,000 shops. You can find everything including ceramics, textiles, and jewelry to spices, sweets, and Turkish tea.

Another famous market in Istanbul is the Egyptian Spice Market. Here, you can buy spices, herbs, and Turkish delights. The Kadıköy Market on the Asian side is a popular spot to buy fresh produce. There are also some great food stalls.

It’s important to note that prices are pretty high. Particularly for luxury products and electronics. This is because import taxes are high in Turkey.

Grocery Shopping

In Istanbul, there are large chain supermarkets, neighborhood markets, small local grocery stores, which are known as ‘bakkals’. The larger chain supermarkets such as Migros, Carrefour, and BİM offer a large selection of groceries, fresh produce, dairy products, meat, household goods, and more.

Each neighborhood usually hosts a weekly outdoor market, known as a ‘pazar’. Here, vendors sell fresh fruits, vegetables, spices, cheese, and more. It’s a great place to buy fresh, seasonal, and locally sourced produce at reasonable prices. My neighborhood has a market every Sunday. It’s right outside the door of my apartment building. It’s extremely convenient.

You’ll also find small ‘bakkals’ or mom-and-pop stores all over the city. These stores stock all the essentials. They usually have freshly baked bread, a variety of cheeses, and local snacks. If you just need to pick up a loaf of bread or some eggs, these shops are very convenient.

Prices for groceries are reasonable in Istanbul. Some international products might be harder to find or slightly more expensive than local products.

Restaurants and Street Food in Istanbul

Istanbul is a great city for foodies. You can find a wide range of restaurants, including Turkish and international. Some popular Turkish dishes to try include ‘manti’ (Turkish dumplings), ‘lahmacun’ (Turkish pizza), and ‘balık ekmek’ (fish sandwich). Of course, kebab is also extremely popular. There are kebab stands all over the city. Some of my favorites include ‘Adana kebab’ (a spicy, minced meat kebab) and ‘şiş kebab’, (skewered and grilled meat). Lamb and chicken kebabs are popular. Pair your kebab with freshly baked ‘pide’ (Turkish bread) and a glass of ‘ayran’ (a type of yogurt drink) for a cheap and tasty lunch.

Istanbul also has some great street food. A few items to try include ‘simit’ (sesame-crusted bread ring), grilled corn, roasted chestnuts, and ‘kokoreç’ (a popular late-night snack made of seasoned and grilled offal).

Healthcare in Istanbul

Istanbul is known for its healthcare. It is a major medical tourism destination. This makes it a great choice for older expats or those with medical problems. You can get quality healthcare for a reasonable price.

Turkey has both public and private healthcare options. Private healthcare in Istanbul is of extremely high quality. There are many hospitals and clinics to choose from. They have state-of-the-art medical equipment. They are staffed by well trained doctors and nurses. Many doctors studied internationally and speak English. Wait times are short. Private healthcare in Istanbul is much cheaper compared to Europe and the U.S.

Public healthcare is also okay. Public hospitals provide a good standard of care. The drawback is that there are long wait times compared to private hospitals. Public hospitals are also less likely to have English-speaking staff. Under Turkey’s universal healthcare system, foreigners with a residency permit are eligible to apply for the state health insurance scheme.

Istanbul is a destination for cosmetic surgeries. People commonly travel to Turkey for procedures such as hair transplants and rhinoplasty. These procedures cost a fraction of what they would in other countries.

Health Insurance

Even though the cost of healthcare is lower in Turkey, it’s still important to have health insurance. The cost can add up quickly if you get sick or get involved in an accident. Having health insurance will protect you from a major out-of-pocket expense.

Private health insurance is required for younger expats and digital nomads to get residency in Turkey. It’s also pretty affordable. International and local insurance companies offer a wide range of policies in Turkey.

Turkey also has a public healthcare system, known as SGK (Sosyal Güvenlik Kurumu). After living in Turkey for one year, anyone is eligible to enroll in the public healthcare system. The SGK offers a wide range of services including consultations, medications, surgeries, and emergency care. Many expats choose to purchase private insurance, even if they’re eligible for SGK because wait times are long.

Expats older than 65 don’t need health insurance to obtain residency in Turkey. They are eligible to use the public healthcare system. It’s a good idea to have a private insurance policy as well for peace of mind.

Travel Insurance

If you’re only staying in Turkey short term, like less than a year, you may choose to use travel insurance rather than buying a Turkish health insurance policy. Travel insurance can cover you if you suffer a major injury or sickness. I like SafetyWing travel insurance.

Money and Banking in Istanbul

The official currency of Turkey is the Turkish Lira (TL or ₺). Currently, the exchange rate is 33.5 lira per 1 US dollar. This will change because inflation is high in Turkey.

Credit and debit cards are widely accepted in Istanbul. Pretty much every shop, restaurant, and hotel accepts cards. International payment networks such as Visa and Mastercard are accepted.

It is a good idea to carry some cash just in case. Smaller shops, small restaurants, and local markets may not accept cards. Cash is accepted everywhere.

ATMs, known locally as ‘bankamatik’, are available throughout Istanbul. It’s easy to withdraw cash. The machines accept international cards. It’s important to note that withdrawal fees can be high in Turkey, especially for foreign cards. You may have to pay $5-$8 to withdraw cash.

Inflation

In recent years, Turkey has been dealing with high inflation. Last year, the inflation rate reached an incredible 85%. This can affect your cost of living in Istanbul.

For expats and digital nomads, whether or not this inflation will effect you depends on the currency you earn in. If your earnings are in Turkish Lira, the inflation will be painful. The purchasing power of your income will decrease due to rising prices. If you’re earning in a stronger currency, like the Euro or U.S. Dollar, the high inflation might benefit you.

You can read more about inflation and Turkey’s economy in this interesting article.

Opening a Bank Account

Having a local bank account can make it a bit easier to manage your finances. Opening a bank account in Turkey is pretty straightforward. To open a bank account, you’ll need:

1. Passport- A valid passport is required for identification.
2. Residency Permit- Only residents are allowed to open a bank account in Turkey. The bank will ask to see your residency permit.

3. Tax Identification Number (Vergi Numarası)- You can get this from a local tax office (Vergi Dairesi) in Turkey. You need to provide your passport to get this number.

4. Proof of Address- This can be a utility bill or rental agreement. The requirements for this can vary from bank to bank.

You will have to visit the bank in person with all of the above documents. It’s a good idea to take a Turkish speaker with you if you can. Many bank employees don’t speak English. After you submit all the required documents, the bank will process your application and open your account.

A few banks that are popular among foreigners in Turkey include Garanti BBVA, Akbank, and İş Bankası. These banks offer all of the standard services including savings and checking accounts, online banking, bill payment, credit cards, and loans.

Paying Your Bills

Paying bills in Turkey is easy. There are a few options available. Online Payments are the most common. Most utility companies offer online payment options. You can pay your bills directly through the provider’s website or with your Turkish bank’s online banking platform. Online payments can usually be made with a credit or debit card. You can also set up automatic payments.

In-person payments are also possible. You can pay most bills at the post office (PTT). There are also other authorized payment points. To do this, you’ll need the paper bill. The teller will scan the code and you can pay with cash or your card.

Education in Istanbul

For families moving to Istanbul with children, there are a few education options. There are public schools, private schools, and international schools.

Public schools in Istanbul provide free education but the language of instruction is Turkish. The quality of education varies quite a bit. Private schools offer a higher quality education and smaller class sizes. Some offer bilingual education.

For expat families, international schools are the most popular choice. These schools offer different curriculums including the International Baccalaureate (IB), American curriculum, and British curriculum. Instruction is usually in English.

When it comes to higher education, Istanbul has some of Turkey’s best universities. These include Istanbul University, which is a large research university, Bogazici University, another major research university, Koc University, known for its programs in law and business, and Sabanci University, known for its engineering and natural sciences programs. Some universities offer study abroad programs and degree courses in English. This could be a good option for students.

if you want to learn Turkish, there are a variety of language classes available in Istanbul. Tomer, an affiliate of the Turkish Language Association, offers Turkish language courses at various levels. Dilmer and Istanbul University’s Language Center are other options. You could also hire a private tutor if you prefer one-on-one lessons.

Is Istanbul Safe?

Yes. Istanbul is a safe city for expats and digital nomads. That said, it is a big city. You do have to take the same precautions as you would in any other major city around the world.

Violent crime against foreigners is rare in Istanbul. Walking around during the day is safe pretty much everywhere. You don’t really have to worry about getting mugged.

At night, most parts of the city are safe to walk around. It is always best to stay in well-lit areas where there are other people around. The touristy areas are all well-policed and are safe to walk around at night. There are a few neighborhoods that might be best to avoid at night, such as Tarlabaşı or Dolapdere. Some parts of Gaziosmanpaşa, Kasımpaşa, Kuştepe, and Laleli/Aksaray can be unsafe at night. Sultanbeyli and Esenyurt districts on the European side and Gülsuyu on the Asian side are also areas where you may want to be cautious at night.

Pickpocketing and petty theft can be an issue in Istanbul. Particularly in crowded areas such as Taksim Square, Sultanahmet, and major transit hubs. Always keep an eye on your belongings and keep them secure. Store your wallet and phone in a pocket that zips or buttons closed or store them in a backpack. For more help, check out my guide to avoiding pickpockets.

A few safety tips for living in Istanbul

• Only use licensed taxis and make sure the meter is running to avoid being overcharged. BiTaksi is a reliable app you can use to book taxis. Uber is also a good option.
• Never accept drinks from strangers. Always keep an eye on your drink. If you lose sight of it, get a new one.
• Keep an eye out for common scams targeting tourists. If someone approaches you while you’re out and about, they are most likely trying to scam you. For more info, check out my list of common travel scams.
• Avoid talking about politics or religion with people you don’t know well. Turkish people can become very passionate about these topics.
• Always have the contact information for your home country’s embassy or consulate. Check travel advisories periodically.

For its size, Istanbul is a very safe city. You don’t need to be paranoid about safety. If you take some basic precautions and use common sense, you shouldn’t have any safety issues while living there.

Climate and Weather in Istanbul

Istanbul has a Mediterranean climate thanks to its location near the Black Sea and the Marmara Sea.During the spring (April to June), Istanbul is warm with temperatures ranging between 12°C (54°F) to 22°C (72°F). The weather is usually sunny. This is my favorite season in Istanbul.

In the summer (July to September), temperatures average around 28°C (82°F). The humidity can be high. Because the city is near the sea, there is often a nice breeze. It doesn’t get too hot.

Fall (October to mid-November) is another beautiful season in Istanbul. Temperatures usually range from 15°C (59°F) to 24°C (75°F). It’s sunny with occasional rain.

Winter (mid-November to March) in Istanbul is chilly. Temperatures range from 3°C (37°F) to 9°C (48°F). It snows occasionally but it’s pretty rare. The temperatures are never extreme.

Religion in Istanbul

Turkey is a muslim country. The main religion in Istanbul is Islam. The majority of the population identifies as Sunni Muslims (over 90%). There are many mosques throughout the city. The call to prayer, or “ezan,” is played five times per day.

Turkey is a secular country. This means that, by law, the state is neutral regarding religion. There is freedom of belief in Turkey. People can’t be discriminated against based on their religion.

Whether you are religious or not, you can live comfortably in Istanbul. If you follow a particular faith, there are mosques, churches, and synagogues where you can practice your religion. If you’re not religious, people are also generally accepting.

Getting to Istanbul

Istanbul’s location makes it easily accessible and convenient for expats and digital nomads. The city is located between Europe, Asia, and Africa. It is a major hub for air travel. There are affordable flights to Istanbul from all around the world.

This makes it easy and affordable to return home to visit friends and family or to travel other countries in the region. You can find cheap flights from Istanbul to destinations all over Europe and the Middle East. It’s a great city to base yourself in while exploring the region.

Istanbul has two major airports: Istanbul Airport (IST) on the European side and Sabiha Gökçen Airport (SAW) on the Asian side. Istanbul Airport is one of the largest airports in the world. It is located about 35 km northwest of the city center. Sabiha Gökçen Airport is located 45 km southeast of the city center on the Asian side. This airport also has lots of international connections. It is mostly used by budget airlines. Both airports are connected to the city with Havaist buses, taxis, and private transfer services.

Travel Around the Region

There are lots of great day trips and short vacations you can take from Istanbul. For short day or weekend trips, the Princes’ Islands are a great destination. They offer a peaceful car-free environment. The ancient city of Troy and the World War I battlefields of Gallipoli are easily accessible for day trip. A Bosphorus cruise also makes for a great day trip.

For longer trips, Cappadocia is a great choice. Here, you can view the unique fairy chimneys, interesting cave dwellings, and take a hot air balloon ride. The terraces of Pamukkale and the nearby ancient city of Hierapolis are also popular destinations in Turkey.

Thanks to Istanbul’s location, it is also easy to travel to neighboring European countries. Greece, Bulgaria, and Georgia are all within a short flight or a bus journey from Istanbul. You can also find cheap flights to major cities in European cities including Rome, Paris, Berlin, and other cities. You could easily visit these cities on a long weekend.

Things to Do in Istanbul

There are loads of things to do in Istanbul. Most of the main attractions are located in the historic Sultanahmet district. This is a UNESCO World Heritage site. It is home to the Hagia Sophia, the Blue Mosque, and Topkapi Palace. The Grand Bazaar is a massive market where you can find every kind of souvenir imaginable. The Spice Market is another bazaar where you can buy spices and sweets. The Galata Tower is a great place to enjoy a panoramic view of the city. The Dolmabahce Palace is a great place to learn about the Ottoman Empire. These are the top sites in Istanbul.

There are plenty of other attractions. The city has several great museums, including the Istanbul Modern Art Museum and the Rahmi M. Koc Museum. Cruising the Bosphorus is also a great Istanbul experience. You can enjoy some beautiful views of the city’s skyline, mosques, and bridges. Istanbul also has some beautiful parks, such as Emirgan Park or Yildiz Park. In the park, you can go for a walk, run, or bike ride for some exercise or just relax.

The neighborhood of Karakoy is a great place to browse contemporary art galleries and grab a coffee in a trendy cafe. Ortakoy is famous for its Sunday craft market, waterside restaurants, and the Ortakoy Mosque.

There are also plenty of great places to go out to eat. You can sample street food like simit and chestnuts at street food stands all over the city. There are some great high-end restaurants overlooking the Bosphorus. Throughout the city, you’ll also find excellent kabab stands.

There are also several nice walking streets where you can window shop and people watch. The pedestrian street of Istiklal in Beyoglu is one of the most popular spots. Istanbul also has some decent nightlife. There are plenty of nightclubs, rooftop bars, and live music venues to explore.

Is Istanbul a Good Place to Live?

Yes. Istanbul is a great place to live. It is a historic and natural beautiful city. Istanbul has a unique blend of Eastern and Western culture. The cost of living is relatively low. There is also a large expat population. You’ll meet people from all over the world living here. Istanbul’s location makes it easy and affordable to reach from Europe and the Middle East. It’s a major hub city. For digital nomads and remote workers, Istanbul offers plenty of co-working spaces and cafes. The internet is fast and reliable.

There are a few drawbacks. The economy is pretty bad. Inflation is high. If your income is in lira, this could be a problem. There can also be a language barrier. English isn’t widely spoken.

My Experience Living in Istanbul as a Digital Nomad

I flew into Istanbul from Amman, Jordan. I caught a budget flight to Sabiha Gökçen Airport. When I arrived, I caught the HAVABUS into the city. It was affordable and extremely convenient. The bus dropped me off near Taksim Square.

I stayed in an Airbnb when I first arrived in Istanbul. I booked a property in Beyoğlu for a month. The location was great so I negotiated for a longer stay with the host. I paid a little over $600 per month for a fully furnished studio apartment just a few blocks from Istikal Street. It was comfortable and convenient.

The cost of living was surprisingly low. Most months, I only spent around $1200 per month. I ate out a few times per week and cooked most of my own meals. Of course, I enjoyed plenty of kebabs.

While living in Istanbul, I worked online. I worked from my apartment mostly. Once in a while, I would go to a cafe to work. In my experience, the internet speeds were fine. I had a couple of slow connections but I was always able to get my work done. The internet is reliable.

I also did plenty of sightseeing while living in Istanbul. I usually took the metro all over the city. It’s fast and convenient.

Over the past few years, I’ve lived as a digital nomad in quite a few places in Latin America, Africa, and Asia. I would say that Istanbul is one of the best digital nomad destinations. It’s not the cheapest place but it offers incredible value. I’m actually surprised that it’s not more popular among digital nomads.

Final Thoughts About Living in Istanbul

Istanbul offers a reasonable cost of living, great food, an extensive public transportation network, a great climate, and loads of history and a rich culture. It’s also a safe city. Personally, I think Istanbul is one of the best nomad destinations out there.

There are some challenges to moving to Istanbul. You may have to learn some Turkish, depending on where you live in the city. The economic situation is also something to consider. Inflation is a real problem in Turkey. It’s also not the cheapest digital nomad destination in the world.

Whether you’re planning a short stay or considering a permanent move, hopefully, this guide makes living in Istanbul as an expat or digital nomad a little bit smoother and easier.

Have you lived in Istanbul? Share your experience in the comments below!

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